UserTerms

This Web site, including any services, applications, content or information on the web site (collectively or individually, as the case may be, the "Site”) is a service made available by Thrivent Learning, LLC. This User Agreement defines the terms pursuant to which you may use the Site. This User Agreement should be read carefully and in conjunction with the Privacy Policy (the " Privacy Policy"), which sets forth the policies related to the collection, use, and maintenance of information obtained from individuals who visit the Site. If you do not accept the terms and conditions stated here, do not use this Site. All content, information, and services provided on and through the Site may be used only under the following terms and conditions. By visiting the Site or using the programs, you acknowledge and accept the terms of both this User Agreement and the Privacy Policy. We reserves the right, from time to time, to modify, revise and update the terms of this User Agreement and the Privacy Policy, and you agree to be bound by such modifications, revisions, and/or updates. We will make every reasonable effort to notify you of any significant change in this User Agreement or the Privacy Policy by posting a notice on this page, the Privacy Policy page or our home page, as appropriate. In any event, your continued use of the Site constitutes your acceptance of any modifications, revisions and/or updates to the terms of this User Agreement and the Privacy Policy.

Limited License

You are granted a limited, revocable license to access and make use of the Site for your personal use in accordance with these Terms. This license does not include, and you are expressly prohibited from:

    (i) creating derivative works using the Site or its contents;
    (ii) using data mining tools, bots, or similar data gathering techniques and tools;
    (iii) framing or using framing techniques to enclose any Site content without our express written consent; and
    (iv) using any meta tags or any other ‘hidden text’ that uses our name or any of our trademarks or services mark.
No material from our Site may be copied, reproduced, republished, downloaded, posted, displayed, transmitted, or distributed in any way, except that you may download one copy of the materials on any single computer for your personal, noncommercial home use only, provided that
    (i) you keep intact all copyright and other proprietary notices, and
    (ii) you make no modifications to the materials. Except as expressly provided herein, we do not grant any express or implied right to you under any patents, copyrights, trademarks or trade secret information. We may terminate this license and your rights to use the Site for any reason at any time. This license will automatically terminate if you violate any of these restrictions. On terminating your access to these materials or the termination of this license, you must destroy all material obtained from the Site and all copies thereof, whether made under the terms of this User Agreement or otherwise.
Copyright and Trademark

The Site design, software applications, data compilations, text and graphics, and the selection and arrangement of such elements are copyrighted and are protected by worldwide copyright laws and treaty provisions, ALL RIGHTS RESERVED. Unless otherwise indicated, all product and service marks and logos displayed on the Site are subject to our trademark rights.

Copyright and Trademark Notices All contents of this Site are the sole possession of Thrivent Learning and its associate companies, suppliers, and third-party partners.
SAT is a registered trademark of The College Board. PSAT/NMSQT is a registered trademark of the College Board and the National Merit Scholarship Corporation. ACT is a registered trademark of ACT, Inc.
ePrep is a registered trademark of ePrep, Inc.
TutorVista is a trademark of TutorVista Global Private Limitee, used under license by Thrivent Learning.
All rights reserved and products mentioned herein may be the trademarks of their respective owners. Any rights not expressly granted herein are reserved.

Use Restrictions

You may not use the Site in order to transmit, distribute, store or destroy material

    (a) in violation of any applicable law or regulation,
    (b) in a manner that will infringe the copyright, trademark, trade secret or other intellectual property rights of others,
    (c) in a manner that will violate the privacy, publicity or other personal rights of others, or
    (d) in a manner that is defamatory, obscene, threatening, abusive, hateful, or otherwise objectionable.

Links to Other Materials

Linked sites are not under our control, and we are not responsible for the content of any linked site or any link contained in a linked site. We reserve the right to terminate any link or linking program at any time. We provide such links only as a convenience to you. If you decide to access any third party sites linked to this Site, you do so entirely at your own risk.

Revisions

The content on this Site could include technical, typographical or photographic errors. Thrivent Learning does not warrant that any of the material is accurate, complete or current. Thrivent Learning may make changes to the material at any time without notice. Thrivent Learning does not, however, make any commitment to update the material.

Indemnification

You agree to indemnify and hold Thrivent Learning, LLC, its affiliates, officers, directors, employees and agents, harmless from any claim, demand or damage, including reasonable attorneys’ fees, resulting from your use of content made available through the Site, your use of the Site, your connection to the Site, your violation of this User Agreement, or your infringement upon the rights of unrelated third parties.

Security

You may not violate or attempt to violate the security of the Site or use the Site to violate the security of other systems or web sites by any method, including, without limitation:

    (a) accessing data not intended for you or logging into a server or account which you are not authorized to access,
    (b) attempting to probe, scan or test the vulnerability of a system or network or to breach security or
    (c) attempting to interfere with service to any user of the Site,
    (d) sending unsolicited e-mail, including promotions or advertising of products or services.
Violations of system or network security may result in civil or criminal liability. Thrivent Learning may investigate violations of this User Agreement and may involve and cooperate with law enforcement authorities in prosecuting users who are involved in such violations.

Links, Frames and Metatags

You may link to our home page as long as the link does not cast Thrivent Learning, or its affiliate(s), in a false or misleading light. You may not frame the content of the Site, without our express written consent. You may not use metatags or any other "hidden text" that incorporates any Thrivent Learning, or its affiliate(s), trademarks or our name without our express written consent.

Disclaimer and Limitation of Liability

THIS SITE AND THE INFORMATION, GRAPHICS, VIDEOS, AUDIO TRACKS, BLOG POSTS, DOCUMENTS, AND ALL OTHER ELEMENTS ARE PROVIDED ON AN "AS IS" BASIS WITH ALL FAULTS AND WITHOUT ANY WARRANTY OF ANY KIND. YOUR USE OF THE SITE IS AT YOUR OWN RISK. THRIVENT LEARNING AND ITS AFFILIATE(S) HEREBY DISCLAIMS ALL WARRANTIES AND CONDITIONS WITH REGARD TO THE CONTENTS, INCLUDING WITHOUT LIMITATION, ALL IMPLIED WARRANTIES AND CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT. THRIVENT LEARNING AND ITS AFFILIATE(S) FURTHER SPECIFICALLY DISCLAIMS ANY WARRANTY

    (A) THAT THE SERVICES WILL BE UNINTERRUPTED OR ERROR-FREE,
    (B) THAT DEFECTS WILL BE CORRECTED,
    (C) THAT THE SITE CONTAINS NO VIRUSES OR OTHER HARMFUL COMPONENTS,
    (D) THAT THE SECURITY METHODS EMPLOYED BY THRIVENT LEARNING AND ITS AFFILATE(S) WILL BE SUFFICIENT, AND
    (E) THAT THE CONTENTS ARE ACCURATE, CORRECT OR RELIABLE.

EXCEPT AS MAY BE EXPRESSLY STATED ON THIS SITE, NEITHER THRIVENT LEARNING NOR ANY OF ITS OFFICERS, DIRECTORS, SHAREHOLDERS, EMPLOYEES, GUEST EXERTS OR OTHER AUTHORIZED REPRESENTATIVES SHALL BE LIABLE FOR ANY DAMAGES ARISING OUT OF OR IN CONNECTION WITH THE USE OR PERFORMANCE OF THIS SITE, OR THE CONTENTS. THIS IS A COMPREHENSIVE LIMITATION OF LIABILITY THAT APPLIES TO ALL DAMAGES OF ANY KIND, INCLUDING (WITHOUT LIMITATION) COMPENSATORY, DIRECT, INDIRECT, CONSEQUENTIAL DAMAGES, OR PUNITIVE, LOSS OF DATA, INCOME OR PROFIT, LOSS OF OR DAMAGE TO PROPERTY, CLAIMS OF THIRD PARTIES, FAILURE TO MEET ANY DUTY (INCLUDING OF GOOD FAITH OR OF REASONABLE CARE), NEGLIGENCE, AND ANY OTHER PECUNIARY OR OTHER LOSS WHATSOEVER) ARISING OUT OF OR IN ANY WAY RELATED TO THE USE OF OR INABILITY TO USE THE SITE, EVEN IF WE KNOW OF, OR SHOULD HAVE KNOWN OF, THE POSSIBILITY OF SUCH DAMAGES. IF YOU ARE DISSATISFIED WITH ANY PORTION OF THE SITE, OR WITH ANY OF THE TERMS, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE SITE. THE FOREGOING LIMITATIONS, EXCLUSIONS AND DISCLAIMERS WILL APPLY TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, EVEN IF ANY REMEDY FAILS ITS ESSENTIAL PURPOSE.

THE CONTENTS COULD INCLUDE TECHNICAL INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY MADE TO THE CONTENTS. THRIVENT LEARNING RESERVES THE RIGHT TO MAKE IMPROVEMENTS, DELETIONS, CHANGES OR OTHER MODIFICATIONS TO THIS SITE, THE CONTENTS, AND THE PRODUCTS AND SOFTWARE DESCRIBED HEREIN AT ANY TIME WITHOUT NOTICE.

Indemnification

YOU AGREE TO DEFEND, INDEMNIFY AND HOLD THRIVENT LEARNING AND ITS AFFILIATE(S) HARMLESS FROM AND AGAINST ANY AND ALL CLAIMS, LIABILITIES, DEMANDS, PENALTIES, FORFEITURES, SUITS, JUDGMENTS AND THE ASSOCIATED COSTS AND EXPENSES (INCLUDING ATTORNEY’S FEES), WHICH WE MAY HEREAFTER INCUR, BECOME RESPONSIBLE FOR OR PAY OUT ARISING OUT OF YOUR USE OF THE SITE, ANY CONTENT, OR YOUR BREACH OF ANY TERM OR PROVISION OF THESE TERMS.

Suspension of Service

Thrivent Learning and its affiliate(s) reserves the right, at its sole discretion, to suspend access to the site at any time for the purpose of upgrading, redesigning, repairing or otherwise maintaining the Site. We will make commercially reasonable efforts to minimize the time required to perform such upgrades, redesigns, repair or other maintenance activities.

Termination

We reserve the right to suspend your use of this Site if we determine, at our sole discretion, that you have violated one or more of the terms of this User Agreement. We reserve the right to suspend or restrict, in whole or in part, your access to the Site and/or to terminate this User Agreement at any time without notice for any reason, including, in the case of this User Agreement, for your violation of any of its provisions. The Disclaimer and Limitation of Liability and Governing Law sections of this User Agreement shall survive any such termination.

Governing Law

This User Agreement will be governed by the laws of the State of Nevada applicable to contracts made and performed there without regard to its conflicts of law principles. You agree to submit to the exclusive jurisdiction of the state and federal courts sitting in the State of Nevada and waive any jurisdictional, venue, or inconvenient forum objections to such courts.

Jurisdiction

Thrivent Learning makes no claims that the Site may be lawfully viewed, downloaded or otherwise used outside of the United States. Access to, and the use of, of this Site may not be legal by certain persons or in certain countries. If you access and use the Site from outside of the United States, you do so at your own risk and are responsible for compliance with the laws of the all competent jurisdictions.

Invalid Provisions and Waiver

If any of this User Agreement is found to be invalid by any court having competent jurisdiction, that invalidity will not affect the validity of the remaining portions of this User Agreement, which will remain in full force and effect. No waiver of any term by Thrivent Learning will be deemed a further or continuing waiver of such provision or any other provision.

Children's Guidelines

In order to comply with COPPA regulations, as amended, students under the age of thirteen are not permitted to register with this Site directly. Thrivent Learning requires the parents/guardians of such students to complete registration under their own names. The Site's online forms contain blocking mechanisms that are intended to prevent the collection of personally identifiable information from users under the age of thirteen who attempt to register on the Site. Once the Site recognizes that a user is under the age of thirteen, it automatically rejects such registration.

The Site may not be accessed by persons under the age of 13. Our Site is hosted in the United States. We make no representation that content and materials on this Site are legal or appropriate for use from outside the United States. Any references on the Site to specific products and services are applicable only to those available in the U.S., and any product claims and comparisons to other products on the Site apply within the U.S. only. If you access this Site from outside the United States, you do so at your own risk. You may not use the Site in violation of United States export laws and regulations.

You may register at the Site and set up an account if you are thirteen (13) years of age. Do not register if you are not at least thirteen (13) years of age. If you are at least thirteen (13) years of age and do register, then you will have a username and password for your account. You are responsible for maintaining the confidentiality of your account, username and/or password and for restricting access to your computer. You accept responsibility for all activities that occur under your account or password. You will provide only current, complete, accurate and truthful information. If you are accessing and using the Site on someone else's behalf, then you represent that you have the authority to bind that person as the principal to these Terms, and to the extent you do not have such authority you agree to be bound to these Terms and to accept liability for harm caused by any wrongful use of the Site resulting from such access or use. We reserve the right to refuse service and/or terminate accounts without prior notice if these Terms are violated or if we decide, in our sole discretion, that it would be in our best interests to do so.

Entire Agreement

The Terms embody the entire agreement and understanding between us and you with respect to the subject matter of the Terms and supersedes all prior oral or written agreements and understandings relating to the subject matter of the Terms. No statement, representation, warranty, covenant or agreement of any kind not expressly set forth in the Terms will affect, or be used to interpret, change or restrict, the express terms and provisions of the Terms.

Please review our Privacy Policy, which also governs your use of the Site.

YOU ACKNOWLEDGE THAT YOU HAVE READ THESE TERMS, UNDERSTAND THEM, AND AGREE TO BE BOUND BY THEM.